1. Introduction
Welcome to Shine Cape Utilities. By accessing this website, you agree to comply with and be bound by the following terms and conditions. If you do not agree, please refrain from using our website.

2. No Guarantees or Warranties
Shine Cape Utilities provides municipal arrears negotiation services but does not guarantee a specific outcome. The final decision regarding debt reduction or settlement rests solely with the respective municipality.

3. Payment Responsibility
Clients are solely responsible for making payments directly to the relevant municipality. Shine Cape Utilities does not process or facilitate payments on behalf of clients.

4. Service Fees
Our service fee is 10% of the original debt amount, payable immediately upon confirmation of a successful negotiation. Failure to make this payment may result in legal action.

5. Limitation of Liability
Shine Cape Utilities shall not be liable for any direct, indirect, or consequential losses arising from the use of our services or website, including but not limited to financial loss or municipal penalties.

6. Data Protection & Confidentiality
We respect client confidentiality and handle all personal and financial data with care, in compliance with applicable privacy laws.

7. Amendments
Shine Cape Utilities reserves the right to modify this legal notice at any time without prior notice. Continued use of this website constitutes acceptance of any such changes.

For any legal inquiries, please contact us at : info@shinecapeutilities.co.za